Terms of Use
Last updated: January 2024
Welcome to the snappy-lift website. These Terms of Use govern your access to and use of our website and services. By accessing or using our website, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our website.
About Us
This website is operated by Snappy-Lift Financial Education Ltd, a company registered in England and Wales under company number 12847593. Our registered office is located at Unit 14, Riverside Business Centre, Victoria Embankment, London EC4Y 0HJ.
Acceptance of Terms
By accessing this website, you confirm that you are at least 18 years of age or are accessing the site under the supervision of a parent or guardian. You agree to use the website in accordance with these terms and all applicable laws and regulations.
Nature of Our Services
Snappy-Lift provides financial education services. It is important to understand the following:
- We provide educational information and guidance, not financial advice
- Our content is designed to help you understand financial concepts and make informed decisions
- We are not authorised or regulated by the Financial Conduct Authority (FCA) to provide financial advice
- You should seek advice from a qualified financial adviser before making significant financial decisions
- Any financial decisions you make are your own responsibility
Educational Disclaimer
The information provided through our website and educational programmes is for general informational and educational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information.
Financial circumstances vary significantly between individuals. The general principles and concepts we teach may not be appropriate for your specific situation. Always consider your personal circumstances and seek professional advice where necessary.
Intellectual Property
All content on this website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of Snappy-Lift Financial Education Ltd or our content suppliers and is protected by United Kingdom and international copyright laws.
You may:
- View and print pages from this website for your personal, non-commercial use
- Share links to our pages on social media or other platforms
You may not:
- Reproduce, duplicate, copy, sell, or otherwise exploit any portion of the website for commercial purposes
- Modify or create derivative works based on our content
- Remove any copyright or proprietary notices from our materials
- Use our materials in a manner that suggests endorsement of any product, service, or organisation
Programme Terms
Participation in our educational programmes is subject to additional terms that will be provided upon enrolment. These include details about:
- Payment terms and refund policies
- Programme schedules and attendance expectations
- Confidentiality regarding discussions within group settings
- Use of programme materials
User Conduct
When using our website and services, you agree not to:
- Use the website in any way that violates any applicable local, national, or international law
- Transmit any material that is defamatory, offensive, or otherwise objectionable
- Attempt to gain unauthorised access to our systems or networks
- Interfere with or disrupt the website or servers
- Impersonate any person or entity or misrepresent your affiliation with any person or entity
- Collect or store personal data about other users without their consent
Third-Party Links
Our website may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. Inclusion of any links does not necessarily imply a recommendation or endorsement.
Limitation of Liability
To the fullest extent permitted by applicable law, Snappy-Lift Financial Education Ltd, its directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- Loss of profits, revenue, or data
- Financial losses arising from decisions made based on our educational content
- Loss of business opportunities
- Any other losses arising from your use of our website or services
Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
Indemnification
You agree to indemnify and hold harmless Snappy-Lift Financial Education Ltd and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from your use of the website, your violation of these terms, or your violation of any rights of another party.
Modifications to Terms
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website following any changes constitutes acceptance of the modified terms. We encourage you to review these terms periodically.
Termination
We may terminate or suspend your access to the website immediately, without prior notice or liability, for any reason, including if you breach these terms. Upon termination, your right to use the website will immediately cease.
Governing Law
These terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Severability
If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions shall remain in full force and effect.
Entire Agreement
These terms, together with our Privacy Policy, Cookies Policy, and any programme-specific terms, constitute the entire agreement between you and Snappy-Lift Financial Education Ltd regarding your use of our website and services.
Contact Information
If you have any questions about these Terms of Use, please contact us:
Snappy-Lift Financial Education Ltd
Unit 14, Riverside Business Centre
Victoria Embankment
London EC4Y 0HJ
Email: [email protected]